1. Another year has past and your mind convinces you that last year was just last week. It never feels anymore that you have 365 days in one year, more like half that.
2. I tried to change out the template of this blog and couldn't make sense of the infrastructure. On one hand, what's the point- no one reads me.
3. I do have great ideas to better my diet, restructure my wardrobe, start a writing regimen, and I get a good head-start, but as with anything, sustaining it is the challenge.
4. Why do spend so much for the holidays? How can we get out of the spending cycle?
5. How do I NOT spend so much?
6. Met with my insurance broker/agent who also happens to be a financial adviser and again I have to remind myself- I'll never be rich, but I can enjoy a worry-free retirement (!!) at least from a financial perspective.
7. Speaking of finances, I spent over 10% of my income in 2017 on new Apple products
8. And these Apple products are my gifts to myself this Christmas
9. Looking forward to a quieter Christmas in New Zealand
10. Missing the hectic, surreal holiday festivities of home